The Definitive Guide To Buying Certified Diamonds

This shop-and-compare process WILL save you money

This guide walks you through a process I’ve perfected during my more than 30 years in the jewelry industry.

If any step of this process intimidates you or you just want more detail, call me. It is a pleasure to coach you through each step in detail. I’m available by phone, text, and email, and I’ll even come to you to find out what you’re looking for, show you the diamonds I find (some of my clients are trying to keep their purchase a secret), and deliver your finished jewelry.

Because I have no overhead, work directly with suppliers, and have strong relationships with custom jewelry designers in Cincinnati, I save my clients a significant amount of money.

Everyone saves hundreds; most save thousands!

My Guarantee

I guarantee that if you follow this guide to shopping for certified diamonds and settings step by step, you WILL get the highest quality diamond for the money. This is a one-of-a-kind guarantee – no jeweler will offer this to you.

When you work with me, you know exactly what you are buying – no unpleasant surprises later. And you will save a significant amount of money compared to retail jewelers.

FK Diamonds satisfied customerAfter purchasing a diamond ring from Fred, I can say that you are crazy not to consider him before spending big bucks on a major investment like a diamond. He got me exactly what I was looking for at about 20% less than I would have paid at Bluenile.com, and 30% less than a retail store. I saved a few thousand dollars! M.G.

Hyde Park, Ohio

Here’s an overview of the sections in this guide:

Learn the Terms

Do not go into a store without some knowledge of diamonds! This section introduces you to terms you need to know.

Learn About Certifications

Who certifies diamonds, which ones should you look for, and why does it matter?

Visit a Jeweler

Yes, you do need to go to a few reputable jewelers. This section tells you how to shop and compare.

Identify Stones You Like

If you don’t already know the cut you (or your intended) prefer, this is the step where you decide.

Look at Settings

You need to choose the kind of metal you want to place the stone/s in, and how that setting will look.

Call me with your notes.

This is the best part. I go to work finding you the best deal on quality certified diamonds and settings!

Save on your diamonds and setting

Once I have found you the best deal, you give the go-ahead and we buy it!

Want to read this later?

I’ve created a PDF version of all of the content on this page that you can download, save, read at your leisure on the device of your choice, and refer to while shopping or researching.

I just need two things from you:

15 + 15 =

Step One: Educate Yourself

Do not go into a store without some knowledge of diamonds.

Before you walk into a jewelry store, take some time to learn the basics about diamonds. Get familiar with the words used to describe diamonds – at least the ones that apply to the style you’re looking for.

The Gemological Institute of America has an excellent resource in their online encyclopedia about diamonds, including videos, illustrations, and information that will help you gain a basic understanding of the item you’re shopping for (https://www.gia.edu/diamond).

Still curious?

Visit the GIA’s 4Cs Blog and read all about ratings, cuts, and sourcing.

Diamond Clarity

 

According to the GIA, natural diamonds are the result of carbon exposed to tremendous heat and pressure deep in the earth. This process can result in a variety of internal characteristics called “inclusions” and external characteristics called “blemishes.” Clarity grades assess the number, size, relief, and position of inclusions and blemishes in a diamond.

Diamond Color

This rating assesses the absence of color. A chemically pure and structurally perfect diamond has no hue – similar to a drop of pure water. The lack of hue results in a higher value. Even the slightest hint of color can make a dramatic difference in value. These color distinctions are usually invisible to the untrained eye.

Step Two: Learn About Diamond Certifications

The diamond industry contains many gemological laboratories, some more strict and conservative in the grading of the diamonds and the certifications they give than others.

FK Diamonds only sells diamonds certified by the Gemological Institute of America (GIA), the American Gemological Society Lab (AGSL), and the European Gemological Lab (EGL-USA). These are the three highest-rated and most-recognized gem labs in the jewelry industry.

  • Gemological Institute Of America (GIA) which is considered by many—if not all—jewelers to be the most respected gemological lab in the industry. It sets the bar for all other labs because of its strict grading principles.
  • American Gemological Society Lab (AGSL) is considered by many to be equal to the GIA. It is universally accepted and respected by the jewelry industry.
  • European Gemological Lab-United States of America (EGL-USA) is a very good lab, but according to some not as strict as the GIA or AGSL.
    NOTE: When looking at diamonds certified by the EGL-USA, make sure that the certification includes USA on it. That means the diamond was graded in the US. If the certificate is EGL and not EGL-USA, the diamond has been graded overseas where guidelines for grading diamonds are less strict. You may not be getting what you are paying for.

I strongly encourage you check out the information on these sites as they are the worldwide leaders in gemstone identification and professional certification.

Why buy certified diamonds?

When you select a GIA, AGSL or EGL-USA certified diamond, you know exactly what you are purchasing. You receive a certificate with the diamond’s rating on all measures, assuring you that you are buying a quality diamond.

Without a certification, it’s very difficult to identify exactly what you are buying and to assess the true value of the stone. I will always find the most valuable stone for your budget and give you the certification to prove it.

Step Three: Visit Reputable Jewelers

Choose 2-3 reputable jewelers in your area (if you’re ambitious, feel free to visit more!). Look for independent jewelers who have been in business for awhile. Don’t bother going to a chain jewelry store in the mall – it’s a waste of your time (and mine).

When you walk in, a salesperson will approach you. Tell him or her that you are just beginning to look at diamonds and settings and are there to gather information with regard to qualities and prices. This is common and will help set their expectation that you are not ready to buy that day.

Do you HAVE to go to a jeweler?

I recommend it so that you can see firsthand what you like, both in diamonds and in settings. Doing this homework also provides you and me exact diamonds and their retail prices that I can use to compare for you. With this information, you will know exactly how much I save you.

Step Four: Get the Details

Important: Only look at loose (not mounted in a setting) certified diamonds. We will purchase the diamond/s you want separately from the setting in order to get you the best deal. Looking at loose diamonds ensures that we compare cut, rating, and size fairly.

When you see a diamond of interest, ask the salesperson for a copy of the certification. Or, be prepared to write down information about the following characteristics which are listed on the certification. All of these characteristics are important with regard to the quality and price of the diamond.

Don’t Miss These Details

Be sure the salesperson explains the following to you:

  1. Shape and size of the diamond
  2. Color of the diamond
  3. Clarity of the diamond
  4. Table and depth percentages of the diamond
  5. Polish and symmetry of the diamond
  6. Fluorescence of the diamond

Fluorescence

In spite of what some sales people may tell you, DO NOT consider a diamond that has a Strong, Very Strong, or Extremely Strong Fluorescence. This does not increase the value of the diamond.

Step Five: Choose a Setting

When looking at settings, ask the salesperson to explain the differences (pros/cons) of a 14kt. white or yellow gold, 18kt. white or yellow gold, and/or platinum setting.

If you are looking at a setting with diamonds in it, write down the number of diamonds in it, their sizes, and the total weight of diamonds.

When you see a setting you like, take a picture of it. Stores readily allow this today.

And of course, document the price.

Engagement Rings and Wedding Bands

A key to choosing an engagement ring setting is thinking ahead to how the wedding band will fit with it. That is, will the wedding band sit flush up against the engagement ring or will there be a gap between the engagement ring and the wedding band? Most women prefer the bands to sit flush against each other.

Have your heart set on a designer setting?

 

No problem! I work with an extremely talented designer located in Cincinnati and we can work together to design any setting you may like.

Plus you get the bragging rights of creating a custom-designed ring.

Step Six: Call Me

Once you have narrowed things down for me, done your homework, and gathered the information in the steps above, call me. I’ll go over everything with you, and then I go to work finding you the best deal.

We will look at diamonds and settings, comparing their quality and price with the ones you found at the jewelers you visited. I will find exactly what you want AND save you a significant amount of money.

The key to success with my process is gaining knowledge, shopping around, and comparing.

If you don’t shop and compare, I can guarantee that you will overspend, and there’s a very good chance that you will buy something with questionable ratings.

Step Seven: Save

It’s that simple.

You will save hundreds – most likely thousands – by working with me to purchase your diamonds and setting. So, if you want quality certified diamonds for MUCH less than you will pay elsewhere, give me a call or shoot me an email.

You saved me about 25% and you did everything you said you would do (and then some). Tim Twomey

Norwood, OH

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